For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
ObamaCare Entices People to 'Game the System'
The Senate may come to terms on a healthcare bill, but one observer warns it won't stop the collapse of the individual health insurance market.
Senate Adds Waiting Period to ACA Replacement Bill
The individual mandate has not been effective in convincing healthy people to buy insurance, especially if they don't qualify for subsidies, or have smaller subsidies, experts agree.
"I was never optimistic that was going to work," said Merrill Matthews. "My statement is most major legislation starts out asking what's good policy and ends up asking what's good politics," he said. "We're at the what's good politics now."
The Senate Healthcare Bill Is Just 'Obamacare Lite'
IPI says that the Senate Republicans’ Health Care Bill Won't Stop the Collapse of the Individual Health Insurance Market. It may be the GOP is willing to sacrifice the individual market in order to achieve the bill’s other important reforms, says IPI's Dr Merrill Mathews in Forbes. The risk is that premiums continue to rise and insurers flee and Democrats, the media and maybe even the public say the Republicans’ “free market” approach didn’t work, so let’s move on to a government-run, single-payer health care system.
GOP May Sacrifice Individual Health Insurance For Broader Reforms
It may be the GOP is willing to sacrifice the individual market in order to achieve the bill’s other important reforms. The risk is that premiums continue to rise and insurers flee and Democrats, the media and maybe even the public say the Republicans’ “free market” approach didn’t work, so let’s move on to a government-run, single-payer health care system.
Senate Health Care Bill Would Guarantee CSR Payments for Two Years
The combination of keeping the guaranteed issue and preventing medical underwriting would make the Senate version actuarially unsound, said IPI's Dr. Merrill Matthews.
Anthem Exits Indiana, Wisconsin Obamacare Exchanges
IPI resident scholar Dr. Merrill Matthews issued the following statement regarding Anthem Blue Cross Blue Shield pulling out of nearly all of the Affordable Care Act markets in Indiana and Wisconsin for 2018.
National Health Care Policy Analyst Available to Discuss Senate's Obamacare Replacement Bill
IPI resident scholar Merrill Matthews, Ph.D., is a nationally recognized health policy expert available for insight regarding the Senate version of the American Health Care Act (AHCA) as it is unveiled later this week and what the legislation means for health care consumers. According to Matthews, Obamacare is a political and health care disaster that has disrupted or eliminated good health insurance options that millions of Americans enjoyed.
Supporting Obamacare Means Never Having to Say You're Sorry
Democrats will never apologize for Obamacare even though it now contains elements, such has high deductibles, they long decried.
IPI Applauds GOP For Rejecting Bill Preempting State Malpractice Authority
“As supporters of limited government and the wide berth given to states by the Ninth and Tenth Amendments, we applaud Republicans in Congress for listening to our concerns regarding this bill and therefore pulling this legislation out of respect to the Constitution," said Tom Giovanetti.
47 Conservative Groups and Activists: The Senate Should Repeal All Obamacare Taxes
As the Senate continues to make progress on legislation to repeal and replace Obamacare, we urge you and your colleagues to include repeal of the nearly 20 taxes imposed by the law.
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