For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
Pharma, Biotech Stocks Fall on Trump Tweets, GOP Health Care Plan
Merrill Matthews, resident scholar at right-leaning think tank the Institute for Policy Innovation, expressed skepticism at the notion that "getting rid of state lines," as Trump puts it, is effective.
A California Single-Payer Health Care Plan Would Be Great - For Texas
Passing a single-payer law wouldn't only create a fiscal crisis in California, it might create a political crisis.
The Republican Replace Plan Is Unlikely to Lower Health Insurance Costs
Obamacare abandoned actuarial principles, which is a primary reason why the health insurance exchanges are collapsing. The Republican replace plan does the same thing.
Selling Health Insurance Across State Lines
A scholar at the Institute for Policy Innovation, which is devoted to promoting free markets and limited government, agreed that “it is a big problem”: “Just because a good affordable policy is available in another state doesn’t mean that I would be able to get the network of physicians and the good prices that are available in that other state.”
Ailing Texas Telemedicine May Be On the Mend
Restrictions, such as what exists for now in Texas, simply increase health care cost, restrict opportunity and choice for patients, and smack of paternalistic big government.
Progress on Telemedicine in the States
Infusing technology in health care can save money and provide great benefits to patients.
Why Most Patients Say 'Hell, No' to Obamacare
Wisconsin, a state that had a successful HRP (not all state HRPs worked) until Obamacare essentially shut it down, required insurers to chip in as well, according to Mark E. Litow, a retired health actuary who served on the board of the Wisconsin HRP, and Merrill Matthews, IPI resident scholar, writing for RealClearHealth.com on February 16.
Experts Question GOP Approach to Pre-Existing Health Conditions
Only 200,000 people enrolled in the pools in part “because many HRPs did not offer financial assistance to lower-income participants, a few charged much higher premiums than Wisconsin, and because of some state-imposed limitations,” say Mark Litow, who was involved in Wisconsin’s risk pool, and Merrill Matthews, with IPI. “All of those problems are easily fixed,” they write in a RealClearHealth op-ed.
Explaining Conservatives' Decades-Long Support for Refundable Tax Credits
There is a reason why Republicans are coalescing around a refundable tax credit instead of direct subsidies for health insurance.
High Risk Pools Solve the Problem of Preexisting Conditions
One reason health insurance premiums exploded under the Affordable Care Act is the law’s requirement that health insurers accept anyone who applied for individual coverage, known as guaranteed issue.
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