For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy. The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.
But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.
IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.
Five Numbers That Should Terrify Democrats
These five numbers—60, 57, 68, 57 and 46—could doom any Democratic presidential candidate, regardless of who the Republicans nominate.
Wouldn't It Be Great If We Could Make Obama Live Under the Same Laws We Do?
While millions of lower-income Americans will be struggling to find a job or get enough hours to pay the bills, Obama won’t have to worry when he's out of office.
Is United Healthcare Leaving A 'Death Spiral' For Exchanges?
The insurer UnitedHealthcare has recently announced that it would consider moving away from the Affordable Care Act’s health insurance exchanges due to significant profit losses. If there are significant losses and little financial gains, more payers may consider leaving the health insurance exchanges as well.
Hillarycare Tried to Put Everyone in an HMO, Obamacare Is Succeeding
The Clintons tried to put every American in an HMO and the public soundly rejected that attempt by voting Democrats in 1994; Obama is succeeding where the Clintons failed and the public is punishing Democrats for it.
Will The Government Force Health Insurers To Sell In Obamacare Exchanges?
What would the federal government do if there were a stampede to the exchange exit door? Depends on who’s pulling the levers in Washington.
Obamacare Is About to Send the Health Insurance Industry Into a Death Spiral
The “death spiral” is hitting the health insurance industry, and it couldn’t happen to a more deserving group.
Some Obamacare Premium Increases Exceed A Minimum Wage Income
No wonder President Obama and the Democrats are pushing so hard to raise the minimum wage. A customer could spend the equivalent of a minimum-wage income just buying Obamacare coverage.
Veterans Still Suffer In Broken VA System Thanks to Politicians, Unions
On this Veteran’s Day we should remember the sacrifices made our men and women in uniform. And we should also remember that a year and a half after news of the VA scandal broke, very little has actually changed.
Health Sharing
Dr. Merrill Matthews in a recent article in Forbes describes a plan proposed by Bill Brann that adds a life insurance policy with a critical illness component. It would include an accelerated benefit provision that would allow the insurer to write the beneficiary a check to cover medical expenses.
The Medicare Part D Drug Program Is One Of Government's Most Efficient
Part D has been operating for about a decade, and it clearly defies most government program stereotypes.
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