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For all of the quality care it delivers, the U.S. health care system is one of the most dysfunctional sectors of the U.S. economy.  The government spends nearly 50 cents of every dollar spent on health care, most consumers are almost entirely insulated from the cost of their decisions, and employers decide what kind of health insurance their employees get.

But while the U.S. health care system begs for reform, the Patient Protection and Affordable Care Act only exacerbates all of the current problems, promising to devolve into a price-controlled system rationed and micromanaged by bureaucrats.

IPI believes there are much better options: reform the tax treatment of health insurance; remove the state and federal mandates and regulations that make coverage more expensive; pass medical liability reform; and promote policies that create value-conscious shoppers in the health care marketplace.

March 24, 2014

How Obama Stopped Worrying and Learned to Love Free Market Health Insurance Principles

After years of pontificating about what was wrong with health insurance, Obamacare could eventually incorporate the very elements Obama was trying to fight.

March 12, 2014

The Next Obamacare Enrollment Crisis Arrives on April Fool's Day

Those who don’t choose a plan before April 1 will be stuck with being uninsured until October.

March 11, 2014

ObamaCare's High Premiums Mean Less Coverage

by Merrill Matthews, Mark E. Litow

The actuarial models indicate the premium increases will result in millions of Americans shifting to less-comprehensive coverage and more people being uninsured than was anticipated.

March 11, 2014

The Uninsured Rate Drops to Normal Levels and the Media Declare an Obamacare Victory

After a wrenching policy battle, billions of taxpayer dollars and a disastrous Obamacare rollout, a new study shows the uninsured rate has dropped to the high end of its historic level. But the media jumped on it as a clear sign that Obamacare is finally working.

March 6, 2014

Hospitals Are the Big Winners

Hospital systems were merging before the Affordable Care Act passed, but the law has thrown fuel on the fire. And by “fuel,” I mean money.

February 27, 2014

Between 15% And 25% Of Those Who Make Their First Obamacare Payment Could Drop Coverage Later

If the Obamacare individual market lapse rate mirrors or exceeds the pre-Obamacare lapse rate, it will further destabilize the insurance pool and make it even more likely that the government will have to come to the rescue with an insurance company bailout.

February 13, 2014

Republican presidential hopefuls: Tell us what parts of Obamacare you'll postpone

If Obama can unilaterally decide to postpone parts of Obamacare, so can a Republican president. So Republican presidential hopefuls should begin identifying which parts of Obamacare they will unilaterally postpone if elected president.

February 6, 2014

Democrats Falsely Blame Republicans For Their Failed Insurer Bailout

Democratic Reps. Henry Waxman, Sander Levin and George Miller claim the Obamacare risk corridors are a Republican idea that Democrats made better. It’s actually a Democratic idea, and they have made it much worse.

February 6, 2014

Oregon Obamacare officials could get jail time while federal officials get a pass

Oregon Obamacare website officials allegedly lied to federal officials about progress with the state’s website portal, which has never been completed, to get federal money. Meanwhile, federal officials who did the same thing have never been held accountable.

February 3, 2014

IPI Publication Outlines Ten Principles of a Market-Based Health Care System

In "Ten Principles of a Market-Oriented Health Care System," IPI's Merrill Matthews, Ph.D. offers the key components to increase access, lower costs and improve quality of care. 

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